TARGET INDUSTRIES
At Workers' Comp Underwriters, we specialize in providing comprehensive workers' compensation solutions tailored to the unique needs of various industries.
HIGH-RISK CODE PLACEMENTS
Empowering companies to protect employees
Our expertise and deep understanding of these sectors enable us to effectively address the challenges and risks associated with workers' compensation insurance. Whether you're in agriculture, construction, healthcare, or any other industry listed below, we have the knowledge and experience to assist you in finding the right coverage for your business.
Agriculture
Agricultural businesses require specialized workers’ compensation solutions due to the specific risks associated with farming, ranching, and crop production. We can help you navigate the complexities of this industry, ensuring that your employees are adequately protected while you maintain compliance with relevant regulations.
Armed Security Guards
Workers’ compensation insurance is crucial for armed security guard companies to protect both their employees and clients. We understand the unique risks faced by security personnel and can assist you in finding comprehensive coverage that addresses the nature of their work, providing financial security in case of accidents or injuries.
Cannabis
With the rapid growth of the cannabis industry, it’s essential for businesses operating in this sector to have appropriate workers’ compensation coverage. We have a deep understanding of the unique challenges faced by cannabis companies and can help you navigate the evolving regulatory landscape to find suitable insurance solutions.
Construction
The construction industry is known for its inherent risks and high injury rates. We specialize in workers’ compensation solutions for construction companies, ensuring that your workforce is protected from accidents, injuries, and occupational hazards. Our expertise covers both residential and commercial construction projects.
Drug & Alcohol Detox (Inpatient and Outpatient)
Detoxification facilities, whether inpatient or outpatient, require specialized workers’ compensation coverage due to the potential risks associated with withdrawal and addiction treatment. We can help you navigate the intricacies of this industry, providing comprehensive insurance solutions to safeguard your employees and your facility.
Electrical
Electrical contractors and workers encounter unique risks related to working with electrical systems, high voltage, and potential electrical shocks. We specialize in workers’ compensation insurance for the electrical industry, offering coverage that addresses the specific challenges faced by electricians, ensuring their well-being and your compliance with applicable regulations.
Flooring
Flooring companies operate in dynamic environments that involve handling heavy materials, operating machinery, and potential slips and falls. We offer specialized workers’ compensation solutions for flooring contractors, providing coverage that accounts for the unique risks encountered by your employees, protecting them on the job and minimizing financial liabilities.
General Contractors
General contractors oversee construction projects and are responsible for managing multiple trades and subcontractors. We understand the complexities and risks involved in general contracting and provide comprehensive workers’ compensation coverage to protect both your employees and the subcontractors working on your projects.
Healthcare
Healthcare facilities, including hospitals, clinics, and nursing homes, face unique challenges when it comes to workers’ compensation. We understand the diverse risks encountered by healthcare professionals and can assist you in finding tailored insurance coverage to protect your staff, including doctors, nurses, and administrative personnel.
Logging
The logging industry poses significant risks to workers, including hazards associated with heavy machinery, falling trees, and challenging terrain. We have the knowledge and expertise to provide workers’ compensation solutions specifically designed for logging companies, ensuring that your employees are protected on the job.
Manufactoring
Manufacturing processes often involve heavy machinery, assembly lines, and potential exposure to hazardous materials. We specialize in workers’ compensation insurance for manufacturing companies, offering comprehensive coverage to safeguard your employees and mitigate the financial impact of work-related injuries.
Painting
The painting industry involves working with various chemicals, heights, and potential exposure to hazards. We understand the risks associated with painting operations and offer specialized workers’ compensation solutions for painting contractors, providing coverage to protect your employees and ensure compliance with relevant regulations.
Plumbing
Plumbing contractors face specific occupational hazards, including potential injuries related to working with pipes, fixtures, and plumbing systems. We provide tailored workers’ compensation coverage for plumbing businesses, ensuring that your employees are protected on the job and minimizing the financial impact of work-related incidents.
Recycling
The recycling industry faces various occupational hazards related to material handling, equipment operation, and exposure to potentially harmful substances. We understand the specific risks associated with recycling operations and can provide tailored workers’ compensation coverage to protect your employees and ensure compliance with applicable regulations.
Roofing
Roofing companies operate in a high-risk environment, with workers frequently exposed to falls, slips, and other potential hazards. Our specialized workers’ compensation solutions for roofing contractors address the unique risks associated with this industry, helping you protect your workforce while managing costs effectively.
Professional Employer Organization (PEO)
PEOs provide outsourced HR services to client companies, which can present unique challenges in terms of workers’ compensation insurance. We have extensive experience working with PEOs and can assist you in navigating the complex landscape of providing adequate coverage for your client businesses and their employees.
Temporary Staffing
Temporary staffing agencies play a crucial role in providing flexible workforce solutions. We offer comprehensive workers’ compensation coverage specifically designed for the temporary staffing industry, ensuring that both your client businesses and temporary employees are protected in case of work-related injuries or accidents.
Transportation
The transportation industry, including trucking and logistics companies, faces various risks on the road. We specialize in workers’ compensation solutions for transportation businesses, providing coverage that accounts for the unique challenges of this industry, such as driver injuries, loading and unloading accidents, and potential cargo damage.
Tree Trimming
Tree trimming and removal operations involve working at heights and handling heavy equipment, making it crucial for companies in this industry to have adequate workers’ compensation coverage. We understand the risks associated with tree trimming and can assist you in finding tailored insurance solutions to protect your employees and your business.
USL&H (United States Longshore and Harbor Workers' Compensation Act)
Companies operating in maritime-related industries, including shipyards, docks, and offshore facilities, fall under the jurisdiction of the USL&H Act. We specialize in providing workers’ compensation coverage in compliance with USL&H regulations, ensuring that your employees are protected in these high-risk environments.
Warehouses
Warehousing and distribution facilities face a range of hazards, including heavy lifting, forklift operation, and potential slips and falls. We offer specialized workers’ compensation solutions for warehouse operations, tailored to address the unique risks encountered by your employees, ensuring their well-being and your compliance with relevant regulations.
Security Services
Security service providers play a crucial role in ensuring safety and protection for businesses and individuals. We offer tailored workers’ compensation coverage for security companies, addressing the unique risks faced by armed and unarmed security guards, ensuring their well-being and financial security in case of work-related incidents.
Coverage requierements
Employers conducting work in the State of Florida are obligated to provide workers' compensation insurance for their employees. The specific coverage requirements depend on factors such as the type of industry, the number of employees, and the entity organization. The Bureau of Compliance provides the following information to determine coverage requirements for a specific employer:
Construction Industry
Contruction Industry
Non-Construction Industry
Non-Contruction Industry
Agricultural Industry
Agricultural Industry
Out-of-StateEmployers
Out-of-State Employers
Contractor Responsability
Contractor Responsability
Exemptions Industry
Exemptions
TESTIMONIAL
What our clients think about us
Richard Scott
Broker
“My experience with Workers Comp Underwriters so far has been great. Customer service is always available for us and goes above and beyond.”
Richard Scott
Broker
Richard Scott
Broker
“My experience with Workers Comp Underwriters so far has been great. Customer service is always available for us and goes above and beyond.”
Richard Scott
Broker